Empower your
Financial future
ABOUT US
Financial Evolution The Abrus Krishna Story
Abrus Krishna Finance, headquartered in Guruvayoor, is a Kerala-based lending institution with experience in the financial sector since 2018. The company provides structured and transparent financial lending solutions designed to meet the needs of individuals, families, and small businesses across the region.
We combine traditional lending expertise with technology-enabled processes to deliver a seamless and efficient customer experience. Every service is designed to be clear, reliable, and easy to access, ensuring that customers can manage their financial requirements with confidence.
As a professionally managed institution, Abrus Krishna Finance operates on disciplined systems, strong local understanding, and a commitment to responsible lending. These principles form the foundation of our approach and guide us in delivering consistent, dependable financial services.
Our Services
Abrus Krishna Fincorp delivers trusted financial solutions that empower sustainable growth.
Gold loan
Micro Business loan
Door step gold loan
Micro home loan
Consumer goods loan
Micro finance loan
Micro Personal loan
Why choose Us
Joining Forces with Our Diverce Network
Abrus Krishna Finance combines trusted lending expertise with disciplined systems to deliver reliable financial solutions.
How it Works
Start in Four Steps and Grow with
Secured,Collateral-Backed Loans
Hear !Our Customers
Have to say
Hear from our customers who trust Abrus Krishna Finance for transparent processes, reliable support, and responsible financial solutions.
Sarah Parker
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OM Prakash
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OM Prakash
Loren Epsom is simply Epsom lore by typesetting industry. Loren industry.
OM Prakash
Loren Epsom is simply dummy text of the printing and typesetting industry. Loren typesetting Epsom industry.
Frequently Asked Question
Find clear answers to common questions about our lending services, eligibility, and application process. We aim to keep everything transparent, simple, and easy to understand.
Is Abrus Krishna Finance a legally registered lending company?
Yes. Abrus Krishna Finance is fully registered under the Kerala Money-Lenders Act, 1958, and all lending activities, agreements, rates, and processes strictly follow KML guidelines.
What types of financial services do you provide?
We offer Gold Loan, Doorstep Gold Loan, Micro Business Loan, SME Loan, Micro Personal Loan, Micro Home Loan, Micro Finance, and Consumer Goods Loan through authorised partner shops.
Is a branch visit mandatory for all loans?
Yes. As per KML regulations, one branch visit is compulsory for KYC verification and loan agreement signing—regardless of whether the process starts online or at the customer’s doorstep.
How secure is my pledged gold?
Most loans are approved within 15–30 minutes after valuation and verification. Disbursement is immediate after signing the KML-compliant agreement.
How long does it take to get a loan approved?
Most loans are approved within 15–30 minutes after valuation and verification. Disbursement is immediate after signing the KML-compliant agreement.
How do repayments work?
Customers can repay through UPI, bank transfer, or cash at the branch. Printed or digital receipts are provided for every payment. Repayment cycles—daily, weekly, or monthly—are set based on income pattern and loan category.
What happens if I am unable to pay a loan instalment on time?
In case of delay, simple interest continues as per the agreement. No harassment or unlawful recovery practices are permitted. Customers can contact the branch for support, restructuring options, or updated repayment plans.
Are my data and personal information kept confidential?
Yes. All customer data, KYC documents, loan files, pledged gold details, and agreements are stored securely in compliance with KML documentation rules, privacy protocols, CCTV surveillance norms, and restricted staff access.
Do you offer flexible loan schemes and interest rates?
Yes. We offer multiple loan schemes across all categories. The applicable scheme, interest rate, repayment cycle, and any seasonal benefits are finalized at the branch based on eligibility, income pattern, market conditions, and current company policies. All schemes strictly follow Kerala Money-Lenders Act limits.
What happens if I want to close or foreclose my loan early?
You can close your loan at any time. Abrus Krishna Finance follows the Kerala Money-Lenders Act, which allows borrowers to settle their loan early by repaying the outstanding principal and applicable simple interest. There are no hidden foreclosure penalties or additional charges.
Our News
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3 min 29/03/2025
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3 min 29/03/2025
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Market changes in lorem ipsum
3 min 29/03/2025